Who or What is Clover Health? It is a Preferred Provider Organization (PPO) and a Health Maintenance Organization (HMO) with a Medicare contract. They were founded in 2013. This Medicare Advantage plan is available for people who are eligible for:
- Medicare Part A and Medicare Part B OR
- Medicare and Medicaid
This article pertains to the following Clover Health Medicare Plans:
- Choice Value
Clover is currently in the following counties as of 2020:
Arizona: Pima county
Georgia: Bryan, Bulloch, Chatham, Effingham, and Liberty counties
New Jersey: Atlantic, Bergen, Burlington, Camden, Cumberland, Essex, Gloucester, Hudson, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, and Union counties
Pennsylvania: Bucks, Delaware, and Philadelphia counties
South Carolina: Beaufort, Charleston, and Jasper counties
Tennessee: Davidson, Rutherford, and Williamson counties
Texas: Bexar and El Paso counties
Their plans are created to offer the following types of benefits:
- OVER-THE-COUNTER (OTC) Benefit
- Healthcare coverage that is affordable
- Benefits needed to take good care of yourself
- Easy access to doctors, nurses and specialists who work together to help you feel your best
- Extra benefits that are not covered by Medicare Part A or Part B (Original Medicare)
- MUCH MORE!
A yearly allowance for dentures, fillings, crowns, and more.
Routine vision exams
Includes 1 exam plus a yearly allowance for glasses or contacts.
Routine hearing exams
Includes 1 exam through a TruHearing audiologist plus hearing aids.
Get access to over 13,000 fitness centers though SilverSneakers.
24/7 doctor visits
Speak to a board-certified doctor by phone, web, or mobile app.
In-home care visits
Enjoy checkups and preventive care in the comfort of your home.
You get a quarterly allowance for select OTC items. Orders will be shipped to your home at no extra charge.
Each quarter, they will provide you with an allowance for purchasing common over-the-counter items like pain relievers, allergy medicines and vitamins. No money out of pocket required!
All of the eligible OTC products are all purchased by using a credit / pre-determined allowance provided under the benefit. The orders will be shipped to your home at no extra charge. Free Shipping.
Not every plan includes a quarterly allowance. You will need to make sure you check your plan’s Summary of Benefits of your personal current plan to confirm if a plan offers this benefit. If it does, you must also check the plan’s specific OTC allowance frequency, as it can be either monthly or quarterly. The allowance amount varies and depends on the plan. You may call the number provided at the beginning of this article for direction.
NOTE: please visit the CLOVER HEALTH site directly to verify the details and obtain more information. You may also visit the links below for more information.
NOTICE: This information is not a complete description of benefits available. Contact the company directly for more information about their plans. They can tell you if any limitations, copayments, and restrictions may apply. Generally, their benefits, premiums, and/or co-payments/co-insurance may change on January 1 of each year.
NOTICE: the old website login links were:
- http //myorder.otchs.com